Oct 10, 2021

Senior Manager Credit Policy – Group Risk

  • Bendigo and Adelaide Bank
  • Adelaide,Bendigo,Melbourne,All Locations

Job Description

About us

We have a clear strategy and important work in place to become Australia's bank of choice.  Our values of teamwork, integrity, performance, engagement, leadership and passion are at the core of who we are and form the expectation of the behaviours we adopt every day.

We strive to have a culture that drives balanced outcomes; is open and informed for disciplined execution; that celebrates and recognises success; and where the sum is greater than its parts. To achieve this, we focus on four critical behaviours: act commercially; move fast to help customers achieve their goals; recognise people for their impact; and actively challenge the status quo.

Together, we’re creating a culture we can continue to be proud of; one that will help us reach new heights.


About the Department and role

The Credit Policy function is part of the Credit Support business which in turn is part of the Credit Risk Management division. Other teams within Credit Support include Credit Assurance, DLA Administration and two remediation initiatives.

The primary purpose of the Senior Manager Credit Policy role is to lead the Credit Policy team in the formulation and administration of credit policy, to support the Bank’s preferred credit risk profile relating to its lending businesses and objectives. This includes thought leadership concerning credit policy, and associated interaction with senior lending channel and risk management leaders.

This role reports to Head of Credit Support and then to the Chief Credit Officer. Key stakeholders include Head of Credit Decisioning and the Credit Risk Management Credit Managers, Heads of Asset Management and Mortgage Help, the heads of the Bank’s lending channels and their delegates, lending channel risk divisions, and the Head of Third-Party Banking Mortgage Operations.


Experience, Capabilities & Qualifications

  • Have held a senior credit risk position in a major financial organisation involved with lending into retail and small to medium business markets.
  • Experience in both credit and business functions having operated through a variety of business cycles.
  • Experience in the overall regulatory and lending environment that banks operate within.
  • Ability to analyse regulatory requirements and to contribute to planning and implementation of policy and management strategies considering regulatory changes.
  • Proven experience in the application of the key principles underpinning a modern risk function.
  • Team leadership experience.
  • Ability to build internal and external relationships and establish self as a trusted adviser.
  • Ability to influence professionals in a high performing, empowered and engaged team.
  • Sound negotiation, collaboration, interpersonal and presentation skills, including at senior credit risk committee.
  • Analytical and problem-solving skills.
  • Tertiary qualifications in a relevant discipline.

Download File Senior Manager Credit Policy Position Description.pdf


For additional information regarding this opportunity, check out the attached Position Description or contact Andrea Demartini, Senior Recruitment Advisor – andrea.demartini@bendigoadelaide.com.au


What we Offer

There's so much more to a career with Bendigo and Adelaide Bank than just banking. Get real benefits, work life balance and flexibility. You bring your brilliant mind, and we’ll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine. After all, YOU are the difference that makes us the better big bank.

At Bendigo and Adelaide Bank we believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury or disability to equitably participate in the selection process.


If you’re ready to be part of an organisation with strong values and a community focus - then this could be the role for you! Apply now.